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Alternatives Insurance® Group Blog Page 8

View the latest blog posts from Alternatives Insurance® Group.

One of the questions we often get asked is, “Who is insured to drive my car”?  A permissive user would be a third party you give permission to use your car, such as a co-worker. Auto insurance policies are not equal, and you should be aware that some auto insurance coverage may limit permissive users. READ MORE >>

Alternatives Insurance Agency is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. READ MORE >>

Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws READ MORE >>

    Business Insurance Your business insurance should be an essential part of your overall risk management program. It is important to have the best possible insurance coverage, competitive pricing, and the right insurer.  We have found a number of factors that could be important to manage when renewing your business insurance program. READ MORE >>

  A Personal Insurance Update Every homeowner needs and wants competitively priced personal insurance.  Personal insurance can be tricky, especially if you take your advice from certain entertaining television advertisements.  Many of these ads make insurance buying sound as simple as getting a cup of coffee. READ MORE >>

Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors.  Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. READ MORE >>

  An Insurance Update If the last time you had an insurance review was when the Cardinals won the world series, it is time to have us review your business and personal insurance.  Our team is ready to help you understand how your insurance needs have changed over time. READ MORE >>

Is It Time To Review Your Flood Exposure? A Flood Insurance Update In a recent study by the Federal Government, over 45 million American homes are at risk from flooding waters.  This does not include those in coastal waters.  It may be time for you to consider flood insurance. READ MORE >>

A Business Insurance Update 2019 is set to be a very good year for businesses.  We can count on many business-friendly policies and administrative rules that will help businesses.  In addition, many communities are promoting local businesses. READ MORE >>

The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fastest growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. READ MORE >>

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