D
o you want to start a home-based business? Having a home business of your own is a good way to make a living. Keep in mind that it there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles.
However, home-based businesses do have many risks that need to be considered.
Do Some Pre Planning
- Check with your local zoning to see if home-based businesses are allowed
- If you are planning on having customers visit your home, you may need special permits.
Home Based Business Risks Can Include
- Product liability
- Professional Liability
- Injury or damage to customers
- Auto accidents
- Disability
- Cyber breach
- Property loss and damage
- Crime and dishonesty
- Cyber liability
- Web page copyright liability
- Employees or contractor’s issues
The key is to understand what these risks are so you can take the necessary actions to make sure that your business is protected. It is important to carry the right commercial insurance to protect your business in case of an unforeseen event. Hire a reputable insurance provider to help you assess the potential risks and determine which types of policies meet your business needs.
As an independent insurance agency we are affiliated with multiple industry-leading companies. It is these partnerships that allow us to provide our clients with better coverage at a competitive price. Our staff is knowledgeable and committed to providing a quality customer service experience to our valued clients.
Do you want to start a home-based business? Having a home business of your own is a good way to make a living. Keep in mind that it there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles.
However, home-based businesses do have many risks that need to be considered.
Do Some Pre Planning
- Check with your local zoning to see if home-based businesses are allowed
- If you are planning on having customers visit your home, you may need special permits.
Home Based Business Risks Can Include
- Product liability
- Professional Liability
- Injury or damage to customers
- Auto accidents
- Disability
- Cyber breach
- Property loss and damage
- Crime and dishonesty
- Cyber liability
- Web page copyright liability
- Employees or contractor’s issues
The key is to understand what these risks are so you can take the necessary actions to make sure that your business is protected. It is important to carry the right commercial insurance to protect your business in case of an unforeseen event. Hire a reputable insurance provider to help you assess the potential risks and determine which types of policies meet your business needs.
As an independent insurance agency we are affiliated with multiple industry-leading companies. It is these partnerships that allow us to provide our clients with better coverage at a competitive price. Our staff is knowledgeable and committed to providing a quality customer service experience to our valued clients.
Our full line of products now include automobile, homeowners, watercraft, motorcycle, recreational vehicles, life, health, and commercial markets for every need. Our national and regional insurance carrier partners include AAA, Travelers, Safeco, The Hartford, Chubb, Progressive, EMC, Madison Mutual, Kemper Preferred, West Bend and dozens more. Whether you are a single person starting out in the real world or a retired empty nester, we offer the necessary products to fit you.
Contact your local Alternatives Insurance® location to learn more.
Our Mission
At the Alternatives Insurance® Group, our associates are dedicated to providing every client with an insurance product tailored to fit their individual needs. Whether it be personal or business insurance needs, we will provide the tools and resources necessary. We will continue to review, improve and renew our products as well as maintain relationships with our insurance company partners. Our exceptional efforts and commitment ensure all of our clients' needs will be met completely, competitively and proudly by the Alternatives Insurance® Group of agencies.