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Alternatives Insurance® Group Blog: insurance

View the latest blog posts from Alternatives Insurance® Group.

Insurance for Game of Thrones Fans Game of Thrones is over. Most people are frustrated with the way it ended. We took a different approach.  There was a lot of property damage in the last few episodes, right?   We thought it might be fun to look at the Game of Thrones risk issues because there is a lot of risky activity. READ MORE >>

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. READ MORE >>

Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors.  Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. READ MORE >>

One of the questions we often get asked is, “Who is insured to drive my car”?  A permissive user would be a third party you give permission to use your car, such as a co-worker. Auto insurance policies are not equal, and you should be aware that some auto insurance coverage may limit permissive users. READ MORE >>

Alternatives Insurance Agency is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. READ MORE >>

Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws READ MORE >>

    Business Insurance Your business insurance should be an essential part of your overall risk management program. It is important to have the best possible insurance coverage, competitive pricing, and the right insurer.  We have found a number of factors that could be important to manage when renewing your business insurance program. READ MORE >>

  A Personal Insurance Update Every homeowner needs and wants competitively priced personal insurance.  Personal insurance can be tricky, especially if you take your advice from certain entertaining television advertisements.  Many of these ads make insurance buying sound as simple as getting a cup of coffee. READ MORE >>

Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors.  Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. READ MORE >>

  An Insurance Update If the last time you had an insurance review was when the Cardinals won the world series, it is time to have us review your business and personal insurance.  Our team is ready to help you understand how your insurance needs have changed over time. READ MORE >>

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