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Alternatives Insurance® Group Blog: insurance

View the latest blog posts from Alternatives Insurance® Group.

A Personal Insurance Update All of us have certain beliefs pertaining to homeowner’s insurance, auto insurance, and other personal insurance products.  These beliefs can often cause us to make uneducated, or even poor, decisions regarding our personal insurance. READ MORE >>

There is no question that operating a business comes with certain risks, but there are also many benefits.  The range of business threats is evolving rapidly, but your organization can thrive and gain a competitive advantage if you know how to manage your risk.  Here are a few simple ways to manage risk: READ MORE >>

A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. READ MORE >>

A Motorcycle Insurance Update Are you shopping for the right combination of coverage, price and service for your motorcycle insurance?   Look no longer, let us shop for you.  We have access to several very competitive motorcycle insurance companies. READ MORE >>

Many people have seen their home’s market value increase recently.  Homeowners need to be aware of their home’s replacement cost as this value is what will determine any claim settlement.  Replacement cost is the actual cost to replace any personal property or structure to its pre-loss condition. READ MORE >>

Motorcycle Accident Facts According to The US National Highway Traffic Safety Administration, in 2016, 20 cars out of every 100,000 ended up in fatal crashes.  The rate for motorcycles is 66 per 100,000. We are not suggesting you sell your motorcycle, but just keep safety in mind. READ MORE >>

A Business Insurance Update 2017 is set to be a very good year for small businesses.  With the new administration, you can count on many business-friendly policies and administrative rules that will help small businesses.  In addition, many communities are promoting local businesses. READ MORE >>

An Insurance Update Personal insurance and Business Insurance will never go “on sale.”  You will never see a 25% off or black Friday deal on homeowner’s insurance.  Buy one get one free for auto insurance is not going to be part of the insurance buying process. READ MORE >>

Snowmobiles are a great way to see the outdoors and spend time with your family.  Did you know that your snowmobile must be registered, and there are fines and penalties if it is not registered?  In a recent survey by a large insurance company, over half the snowmobile owners said they did not realize these regulations are updated annually. READ MORE >>

  A St Louis Personal Insurance Update Would you be able to remember every item you have accumulated over the years if they were all gone?  Recent survey results show 65 percent of homeowners have not made a list or inventory of their possessions. READ MORE >>

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